•Business & Equipment

•Purchase & Refinance

•Owner User LTV 75-90%

•Rates from 12%

•3-10 Year Terms

•Up to 25 Year Amortization

•Fees 2-4%

•Recourse & Limited Recourse

•Conventional & Private Capital

•Business & Equipment

•Purchase & Refinance

•Owner User LTV 65-90%

•Rates from 12%

•1-5 Year Terms

•Up to 15 Year Amortization

•Fees 2-4%

•Recourse & Limited Recourse

•Conventional & Private Capital

•Business & Equipment

•Purchase & Refinance

•Owner User LTV 75-100%

•Rates from 12%

•Revolving

•Fixed Rate

•Fees 2-4%

•Recourse & Limited Recourse

•Conventional & Private Capital

•Working Capital

•Acquisitions

•Franchises

•Owner User Purchase

•Refinance

•Fleet Vehicles

Conventional capital refers to funding that is obtained through traditional financial institutions such as banks and credit unions. This type of funding typically requires a good credit score, collateral, and a well-established business history. On the other hand, private capital refers to funding that is obtained through non-traditional means such as angel investors, venture capital firms, and private equity firms. This type of funding is often more flexible and less restrictive than conventional capital, but it can also be more expensive and riskier.

A line of credit is another option for financing a business. It is similar to a credit card or personal loan, but it is specifically intended for business use. It allows a business to borrow money up to a certain limit and make payments over time. This type of financing can be useful for working capital, inventory, marketing, payroll, and even business acquisitions or franchising.

Repayment terms for business financing can range from 1 to 10 years depending on the type of financing and the specific terms agreed upon. Interest rates for conventional capital typically range from 12% to 15%, while interest rates for private capital can be as high as 25%. It's important for business owners to research and compare different financing options in order to find the one that best fits their needs.

•Loan Application

•660 FICO Score

•$100,000 in Annual Revenue

•2 Years of Business Tax Returns (Form 1120-S, 1065, or 1040 Schedule C)

•2 Years of Personal Tax Returns (Form 1040)

•6 Months of Business Bank Statements

•Profit and Loss Statement (Matching Balance Sheet date)

•Balance Sheet (Matching P&L date)

•Pro Forma Projections 2023-2025

•Purchase Price, NOI, Taxes, & Insurance

•No Criminal Record, Foreclosures, or Bankruptcies Within 3 Years

We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan.