Commercial Financing for Foreign Nationals
Foreign nationals looking to invest in the US commercial real estate market or start a business in the country have a variety of financing options available to them. While the process may seem daunting, there are lending programs and loan options specifically designed for foreign nationals that make it possible to enter the US market with ease.
One such program is a private commercial lending program that only requires a form of US national identification. The loan-to-value typically ranges from 50-65% of the appraisal price, with maturity terms ranging from 3-7 years and amortized or interest-only payments available. Additionally, foreign nationals can also invest in single tenant net leased investments, where their commercial real estate investment is secured by a corporate tenant that guarantees the lease payments throughout the term.
Another attractive option for foreign nationals are the Small Business Administration (SBA) 7a and 504 loans. These loans are designed for small businesses and provide flexible financing options to purchase a business or commercial real estate. To be eligible for a loan, foreign nationals must meet certain requirements, including a 25% down payment, proof of ability to repay the loan, US based management, and a viable business plan.
Investment visa holders, in particular, can take advantage of this financing option to invest in US businesses. SBA loans offer a lucrative opportunity for foreign national investors to enter the US market, as it provides access to financing that would not otherwise be available. Additionally, the favorable terms and interest rates make it a smart investment choice for those looking to start or expand their business in the US.
In conclusion, foreign nationals looking to invest in the US commercial real estate market or start a business have several financing options available to them, including commercial lending programs, single tenant net leased investments, and SBA loans. Whether you are a seasoned investor or just starting out, it is important to research and understand the options available to ensure that you make the best financial decision for your situation.
Need financing for a foreign national investment? Business loan program details are available on the Business Financing Solutions page.